Last Updated: January 15, 2025

Introduction

Welcome to FinancialDuo (“we,” “us,” or “our”). By accessing or using our website at financialduo.com (the “Site”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use our Site.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

Use of the Site

Eligibility

You must be at least 18 years old to use this Site. By using the Site, you represent and warrant that you meet this age requirement.

License to Use

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes, subject to these Terms.

Prohibited Activities

You agree not to:

• Use the Site for any unlawful purpose or in violation of these Terms
• Attempt to gain unauthorized access to any part of the Site or related systems
• Interfere with or disrupt the Site's functionality or servers
• Copy, reproduce, distribute, or create derivative works from our content without permission
• Use automated tools (e.g., bots, scrapers) to access or collect data from the Site
• Impersonate any person or entity or misrepresent your affiliation
• Upload or transmit viruses, malware, or other harmful code
• Harass, threaten, or abuse other users or our team

Violation of these prohibitions may result in termination of your access to the Site and legal action.

Intellectual Property

Ownership

All content on the Site, including text, graphics, logos, images, articles, and software, is the property of FinancialDuo or its content creators and is protected by copyright, trademark, and other intellectual property laws.

Limited Use

You may view, download, and print content from the Site for personal, non-commercial use only, provided you do not modify the content and retain all copyright and proprietary notices.

You may not:

• Republish, distribute, or sell content from the Site without written permission
• Use our content for commercial purposes without authorization
• Remove or alter any copyright, trademark, or other proprietary notices

Trademarks

“FinancialDuo” and our logo are trademarks of FinancialDuo. Unauthorized use of our trademarks is prohibited.

Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• Accuracy and Completeness: We do not guarantee that the information on the Site is accurate, complete, or current.
• Fitness for a Particular Purpose: The Site may not meet your specific needs or expectations.
• Non-Infringement: We do not warrant that the Site or content does not infringe third-party rights.
• Security: We do not guarantee that the Site is free from viruses, malware, or other harmful components.

Use of the Site is at your own risk.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, FINANCIALDUO AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR:

• Direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site
• Loss of profits, data, or goodwill
• Errors, mistakes, or inaccuracies in content
• Unauthorized access to or alteration of your data
• Any damages resulting from third-party conduct or content on the Site

This limitation applies even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for incidental or consequential damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

Indemnification

You agree to indemnify, defend, and hold harmless FinancialDuo and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of the Site
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property rights
• Any content you submit or transmit through the Site

Third-Party Links and Content

The Site may contain links to third-party websites or resources. We provide these links for convenience only and do not endorse or assume responsibility for the content, products, services, or practices of third-party sites.

You access third-party sites at your own risk. We are not liable for any harm or damages related to the use of third-party websites.

Affiliate Relationships

FinancialDuo participates in affiliate marketing programs. We may earn a commission when you purchase products or services through our affiliate links (e.g., HelloPrenup).

Our affiliate relationships do not influence our editorial content or recommendations. We only promote products and services we believe may benefit our readers.

For more information, see our Affiliate Disclosure.

User-Generated Content

If you submit comments, feedback, or other content to the Site, you grant us a non-exclusive, royalty-free, perpetual, worldwide license to use, reproduce, modify, publish, and distribute such content in any medium.

You represent and warrant that:

• You own or have the necessary rights to the content you submit
• Your content does not violate any third-party rights or applicable laws
• Your content is not defamatory, obscene, or otherwise objectionable

We reserve the right to remove or refuse any user-generated content at our discretion.

Termination

We reserve the right to suspend or terminate your access to the Site at any time, with or without notice, for any reason, including violation of these Terms.

Upon termination, your right to use the Site will immediately cease. The provisions of these Terms that by their nature should survive termination (e.g., disclaimers, limitations of liability, indemnification) shall remain in effect.

Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the United States and the state in which FinancialDuo operates, without regard to conflict of law principles.

Any disputes arising from or relating to these Terms or your use of the Site shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.

You waive your right to participate in class action lawsuits or class-wide arbitration.

If arbitration is not permitted by law, disputes shall be resolved in the state or federal courts located in [Your State/County], and you consent to the exclusive jurisdiction of such courts.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and FinancialDuo regarding your use of the Site and supersede all prior agreements or understandings.

Contact Us

If you have any questions about these Terms, please contact us:

Email: contact@financialduo.com

Website: https://financialduo.com/contact/