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Celebrity Prenups: What Famous Cases Teach Modern Couples

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Written by Victoria

Last update : October 11, 2025

Why Celebrity Prenups Matter to Regular Couples

Well, here's a topic that's been everywhere lately: Taylor Swift and Travis Kelce. As of August 2025, the internet's basically obsessed with whether they'll tie the knot—and more importantly, whether Swift (with her cool $1.6 billion net worth) will protect her empire with what experts are calling “the most sophisticated prenup in history.”

But here's what's interesting: we're not just curious because we love celebrity gossip (though, let's be real, who doesn't?). We're curious because deep down, we're all wondering the same thing—should we get one too?

And you know what? That's actually a smart question. Because celebrity prenups? They're basically real-world case studies in what works, what doesn't, and what happens when you skip the paperwork altogether.

Let me explain something: prenuptial agreements used to be this weird taboo topic, right? Like, mentioning one meant you were already planning your divorce before even saying “I do.” But that's changing—fast. Today, 15% of engaged or married Americans have prenups, up from a measly 3% back in 2010. And here's the kicker: 47% of millennials who are married or engaged have entered into these celebrity-style prenuptial agreements.

So yeah, we're going to dive into the wild world of famous prenups, messy divorces, and the legal documents that either saved the day or… well, didn't exist at all (looking at you, Paul McCartney). More precisely, we're extracting universal lessons from celebrity prenup cases that you can actually apply—whether you're worth $1.6 billion or $16,000.

Ready? Grab your metaphorical popcorn (very food-oriented reference here 😅) and let's discover what Kim Kardashian, Beyoncé, and potentially Taylor Swift can teach us about protecting our futures.

The Celebrity Prenup Landscape: By the Numbers

Okay, but before we dive into the juicy celebrity prenup stories, let's talk facts. Because here's the thing—this isn't just about famous people doing famous people things. This is about a massive shift in how couples approach marriage.

62% of divorce attorneys reported increased prenup requests between 2019 and 2022. That's not a small bump—that's a trend. And check this out: 50% of US adults now support the use of prenups (up from 42% just a year earlier in 2022).

Now, here's where it gets interesting for those of us who aren't walking red carpets. You might think celebrity prenuptial agreements are only for people with massive bank accounts, right? Well, that's where you'd be wrong. The median net worth disparity among couples using modern prenup platforms? Around $250,000. Not millions. Not billions. Just regular people protecting their futures.

And speaking of regular people—let's talk costs for a second. A traditional prenup with a prenup lawyer? You're looking at an average of $8,000. That's… a lot. Especially when you're already dropping serious cash on a wedding. But here's the plot twist: platforms have figured out how to deliver the same legal protections for $599. Yeah, you read that right. Same documents, same legal weight, fraction of the celebrity prenup cost.

💡 Key Insight: Celebrity prenups aren't just for the ultra-wealthy anymore. They're becoming a standard part of modern financial planning for couples at all income levels.

One more stat before we jump into the celebrity drama (I promise, we're getting there): 75% of couples using these modern prenup platforms are between ages 18-39. And here's what really surprised me—52% of the time, it's the woman who initiates the conversation. So much for outdated stereotypes about famous prenups being a man's game, right?

Celebrity prenups often exceed 100 pages, while the average prenuptial agreement clocks in at just 15-20 pages. That's because celebrities with prenups are protecting complex assets like intellectual property, brand partnerships, and global business interests—not just a house and savings account.

Prenup Type Average Cost Timeline Pages
💫 Celebrity Prenup $15,000 – $50,000+ 3-6 months 100+ pages
⚖️ Traditional Prenup $8,000 3 months 15-20 pages
✅ HelloPrenup $599 1 month 15-20 pages

Famous Celebrity Prenup Cases: What Worked

Let's start with the good news—the couples who got it right (or at least, got their paperwork right). These are the best celebrity prenups that actually worked when tested.

Kim Kardashian & Kanye West: The “Ironclad” Prenup

You know what everyone called Kim and Kanye's prenup? “Ironclad.” And when their marriage ended in 2022 after nearly eight years and four kids, that prenup proved its worth as one of the most famous prenups in recent history.

Here's what happened: despite building lives together, creating a family, and merging their public personas, their prenup kept all assets completely separate. Kim walked away with her estimated $700 million beauty empire. Kanye retained his $5 billion Yeezy brand. Neither paid spousal support to the other. The asset division? Wrapped up in weeks, not years.

Now, this is fascinating because California is what's called a “community property state”—meaning anything you earn during marriage typically gets split 50/50 in a divorce. But their celebrity prenuptial agreement basically said, “nope, not us.” Everything stayed separate.

Okay, but here's the lesson for regular couples: separate property classification protects individual empires—whether that “empire” is a billion-dollar brand or a small business you built before getting married. The principle is exactly the same when you think about what can a prenup cover using celebrity examples.

Oh, and fun fact: Kanye literally rapped about this in “Gold Digger” back in 2005: “We want prenup!” Turns out, he practiced what he preached. The child support ($200,000 per month, by the way) was handled separately from the prenup, which is standard practice.

Beyoncé & Jay-Z: The Incremental Loyalty Clause

Well, as rumor has it (and with these two, basically everything's a rumor because they keep their business tight), Beyoncé and Jay-Z's prenup includes what's called an “incremental loyalty clause.” Translation? She reportedly gets $1 million for every year of marriage.

Now, we can't confirm this (they're not exactly posting their legal docs on Instagram), but here's why it matters: this kind of famous celebrity prenup clause emphasizes long-term commitment value. It's basically saying, “the longer we make this work, the more we both invest in it.”

And beyond the money stuff, their prenup protects their individual business interests—her Ivy Park empire, his Roc Nation. Both of them have built massive brands outside their marriage, and their celebrity prenuptial agreement ensures those stay theirs.

💡 Lesson here: Prenups can include escalating provisions that actually encourage staying together. It's not all about planning for the end—it's about building structure for the journey.

Nicole Kidman & Keith Urban: The Sobriety Clause

Here's where crazy celebrity prenups get… creative. Nicole Kidman and Keith Urban allegedly included what the tabloids called a “cocaine clause” in their 2006 prenup. Basically, if Urban relapsed into substance abuse, there'd be significant financial consequences.

And you know what? They're still together—18+ years and counting. Whether the clause helped or not, who knows. But here's the thing: it showed that lifestyle clauses (when enforceable) can protect relationship values, not just bank accounts.

Important caveat here (because I'm not trying to give you bad legal advice): many lifestyle clauses aren't actually legally enforceable, depending on your state. Courts don't love policing bedroom behavior or personal habits. But the conversation around these clauses? That can be valuable in itself when considering celebrity prenup mistakes to avoid.

Justin Bieber & Hailey Baldwin: Young Love, Smart Planning

Want to know what's actually refreshing? Justin and Hailey were both under 30 when they got married in 2018, and they still got a prenup. This represents a massive shift in how young celebrities with prenups approach marriage—because historically, young couples in love were the least likely to think about this stuff.

Their prenup reportedly protects Justin's intellectual property, including his music catalog (which, let's be honest, is worth a fortune). And here's the lesson: age doesn't equal a reason to skip prenups. If anything, starting your marriage with clear financial communication might actually set you up for better success.

The millennial and Gen Z shift toward celebrity prenuptial agreements is real, folks. We're approaching marriage differently than our parents did, and honestly? That's not a bad thing.

✅ Celebrity Prenups: What Works vs What Fails

SUCCESS FACTORS

  • Both parties had independent lawyers
  • Full financial disclosure provided
  • Signed well before wedding date
  • Kept all assets completely separate

FAILURE FACTORS

  • No prenup at all (Brad & Angelina)
  • Renegotiation under pressure (Tiger Woods)
  • Signed too close to wedding date
  • Incomplete financial disclosure

Celebrity Prenup Failures: Cautionary Tales

Alright, now for the other side of the coin—the “oops, probably should've gotten that in writing” stories. These are the celebrity prenup mistakes to avoid at all costs.

Tiger Woods & Elin Nordegren: The Renegotiation Disaster

Oh boy. Tiger's story is basically a masterclass in why you can't renegotiate your way out of breaking trust. It's also one of the craziest celebrity prenups gone wrong.

Here's how it went down: his original prenup with Elin Nordegren stipulated $20 million in the event of divorce. Pretty standard for a high-net-worth couple, right? But then 2009 happened—the infidelity scandal that basically broke the internet before breaking the internet was really a thing.

Rumor has it Tiger tried to keep the marriage together by renegotiation, reportedly agreeing to pay $5 million just to have Elin stay. These celebrity infidelity clauses in prenups can backfire spectacularly. When they ultimately divorced in 2010, she walked away with an estimated $100 million—five times the original prenup amount.

Okay, but here's the real lesson: prenups provide a baseline, but they can't prevent all financial consequences of broken trust. You can have the most “ironclad” document in the world, but if you blow up the marriage yourself, you're probably going to pay for it—literally.

Also worth noting: 98% of prenups include “sunset clauses” or renegotiation triggers. So Tiger's situation, while extreme, isn't totally unique in the renegotiation aspect among celebrities with prenups who divorced.

Celebrities Who Skipped Prenups (And Paid the Price)

Let me tell you two stories that'll make you think twice about the whole “we're too in love for a prenup” argument. These celebrity couples without prenups learned expensive lessons.

Paul McCartney & Heather Mills: When the Beatles legend married Mills in 2002, he skipped the prenup. Four years later—four years—they divorced, and he paid $48.6 million in the settlement. Let that sink in. Four years of marriage cost him nearly $50 million because he didn't protect his estimated $1.6 billion fortune upfront.

Brad Pitt & Angelina Jolie: No prenup. The result? An eight-year divorce battle that's still making headlines. Eight. Years. When you're worth millions and you share six kids, not having clear financial parameters from the start is… well, it's a recipe for disaster (very food-oriented again 😅).

💡 The Bottom Line: “We're in love” isn't an asset protection strategy. Trust me on this one. These prenup lessons from celebrity divorces are worth paying attention to.


Taylor Swift & Travis Kelce: The Future of Celebrity Prenups

Alright, let's talk about what might be the most anticipated prenup of 2025 (if it happens). This could answer the question of what makes celebrity prenups different in the modern era.

Taylor Swift is worth approximately $1.6 billion. Travis Kelce? Around $90 million—which is absolutely nothing to sneeze at, but we're talking about a pretty massive wealth gap here. And Swift's fortune isn't just in real estate or stocks. A huge chunk of it ($400 million, to be precise) is her music catalog—intellectual property that she's fought hard to control.

Here's what legal experts are predicting their prenup might include, showing how celebrity prenups protect intellectual property:

1️⃣ Intellectual Property Protections
Can Travis appear in her music videos? Can she write songs about him if they break up? (I mean, she's kind of famous for that…) Who owns the image rights to photos they take together? This stuff matters when your brand is literally worth hundreds of millions.

2️⃣ Name and Image Rights
Both of them are brands unto themselves. Taylor Swift isn't just a person—it's a business empire. Same with Kelce and his growing media presence. The prenup would likely spell out exactly how each person's name and likeness can be used.

3️⃣ Brand Partnerships
What happens to endorsement deals they sign together? What if they launch a joint product line? These questions need answers before “I do.”

4️⃣ Privacy and NDA Provisions
You better believe there'd be ironclad privacy clauses. Neither of them needs a bitter divorce playing out on TMZ.

One entertainment lawyer predicted this would be “the most sophisticated prenup in celebrity history.” And honestly? That prediction probably isn't far off. Because this isn't your grandparents' prenup protecting a house and a savings account. This is about protecting brands, intellectual property, and digital assets.

💡 Modern Lesson: Today's celebrity prenups protect way more than bank accounts. If you're a creator, entrepreneur, or influencer, your intellectual property might be your most valuable asset.

Asset Type Celebrity Example Regular Couple Application
💰 Financial Assets Kim K: $700M beauty empire Your savings, investments, property
🎵 Intellectual Property Justin Bieber: Music catalog Your book, software, online courses
🏢 Business Interests Beyoncé: Ivy Park brand Your startup, small business, LLC
👨‍👩‍👧 Family Inheritance Paul McCartney: $1.6B fortune Grandparents' estate, trust funds
💳 Debt Protection N/A (they're rich!) Student loans, credit card debt

What Celebrity Prenups Teach Regular Couples

Okay, but let's bring this back to earth for a second. You're probably not worth $1.6 billion. You're probably not negotiating music catalog rights or endorsement deals. So what can you actually take from these famous prenups?

📚

Want to Go Deeper?

From celebrity lessons to your own prenup strategy

You've seen how Kim Kardashian's ironclad prenup saved her millions, how Taylor Swift is likely crafting the most sophisticated prenup in history, and what happens when celebrities like Paul McCartney skip the paperwork ($48.6M mistake!).

Now it's time to apply these lessons to your situation. Whether you're protecting a $250K net worth or building your first business, our Complete Prenup Guide walks you through everything you need to know.

✓ Step-by-Step Process
From first conversation to signed document
✓ State-Specific Laws
Legal requirements for all 50 states
✓ Real Examples
Actual prenup clauses that work
✓ Cost Breakdown
Traditional vs. online options compared

Free resource • 15-minute read • Updated for 2025

Protection Goes Way Beyond Money

Here's what you might need to protect when you think about what can a prenup cover using celebrity examples (and yes, this applies to regular people):

Intellectual Property: You wrote a book? Created software? Built an online course? That's intellectual property, and it can be protected in a prenup.

Business Interests: Started a company before you got married? Your prenup can keep that separate, so if things go south, your business partner isn't suddenly dealing with your ex-spouse.

Family Inheritances: That money your grandparents left you? A prenup can ensure it stays yours (and maybe eventually goes to your kids, not an ex). Our guide on prenup for inheritance protection covers exactly how this works.

Debt Shielding: Wait, prenups aren't just about assets? Nope! If your partner has $50,000 in student loans and you have none, a prenup can protect you from being responsible for that debt if you divorce.

Communication Matters More Than the Clauses Themselves

Here's something wild: 63% of professionals who specialize in divorce financial analysis say prenups actually reduce contentious divorces. Why? Because couples who go through the prenup process have already had the hard conversations about money.

Think about it like this—the prenup process is basically a financial compatibility test. You're discussing your values, your fears, your goals, and your money habits. How to talk to your partner about a prenup before marriage sets the foundation for these conversations. Couples who do this early actually report stronger marriages. It's like relationship boot camp, but for finances.

You Don't Need Celebrity Wealth to Benefit

Remember that median net worth disparity I mentioned earlier? $250,000 among couples using modern prenup platforms. That's not chump change, but it's also not “I own a private island” money.

And check this out: 79% of couples who have prenups still plan to maintain joint accounts for shared expenses. The prenup isn't about keeping everything separate—it's about having clarity on what happens to individual assets if the worst happens. If you're weighing the benefits and drawbacks, check out our complete guide on prenup pros and cons.

Let me ask you something: would you drive a car without insurance because “I'm a good driver and don't plan to crash”? No, right? That would be ridiculous. Well, 40-50% of first marriages end in divorce. Those aren't great odds. A prenup is just insurance for your financial life.

📊 The Prenup Revolution: By the Numbers

47%
of millennials who are married/engaged have prenups
52%
of the time, it's the WOMAN who initiates the prenup talk
15%
of married Americans have prenups (up from 3% in 2010)
62%
of divorce attorneys report increased prenup requests

💡 Bottom Line: Prenups are becoming the NORM, not the exception

How to Get a Prenup (Without Celebrity Lawyers)

Alright, so you're convinced (or at least convinced enough to keep reading). Now what? Here's how to get a prenup like celebrities without the celebrity price tag.

The HelloPrenup Advantage

Traditional prenup route with a prenup lawyer:

  • Average cost: $8,000
  • Average completion time: 3 months
  • Requires multiple in-person meetings with expensive lawyers
  • Often intimidating and overwhelming

Modern platform route (like what HelloPrenup offers):

  • Cost: $599 flat fee
  • Average completion time: 1 month
  • 100% online, accessible 24/7
  • Same-day download capability once you're done
  • State-specific templates that actually meet legal requirements

Let's do some quick math on the celebrity prenup cost vs regular prenup. $8,000 vs. $599. That's a difference of $7,401 that you could, I don't know, put toward your honeymoon? Your house down payment? Literally anything else? If you're still wondering what is a prenuptial agreement and how it works, we've got you covered.

And here's what's cool about HelloPrenup—it's specifically designed for people who don't have celebrity wealth. 75% of users are between ages 18-39, and the whole process is built to be accessible and understandable. No legal jargon that makes your head spin. Just clear questions that help you build a comprehensive document.

While Kim and Kanye likely spent tens of thousands on their “ironclad” prenup, modern couples can access similar protections for a fraction of the cost. HelloPrenup offers state-specific prenuptial agreements for $599—compared to the traditional $8,000 average—with 24/7 online access and same-day download capabilities.

Feature Traditional Lawyer HelloPrenup
💵 Cost $8,000 $599
⏱️ Timeline 3 months 1 month
📍 Location In-person meetings 100% online
🕐 Availability Office hours only 24/7 access
📥 Download Wait for drafts Same-day
⚖️ Legal Validity ✅ Valid ✅ Valid

What Your Prenup Should Cover (Celebrity-Inspired)

Based on what we've learned from the best celebrity prenups, here's what a good prenup typically includes. For real prenup examples and samples that show exactly how these clauses work in practice, check out our comprehensive guide.

1️⃣ Division of Pre-Marital Assets
What you had before you said “I do” stays yours. Pretty straightforward.

2️⃣ Business Ownership Stakes
If you own 50% of a company, that percentage stays yours. Your spouse doesn't suddenly become your business partner just because you got married.

3️⃣ Intellectual Property Rights
Your creative work, inventions, or digital assets remain under your control—just like how celebrity prenups protect intellectual property.

4️⃣ Debt Responsibility
Who's responsible for what debt, and what happens to debts incurred during the marriage?

5️⃣ Spousal Support Parameters
This can include whether support will be paid, how much, and for how long. Some couples waive it entirely (like Kim and Kanye).

6️⃣ Pet Custody
Okay, but here's something interesting—56% of people now know that pet custody can be included in prenups. Your fur babies matter, and the law is starting to recognize that.


Common Celebrity Prenup Myths Debunked

Let's tackle some misconceptions about celebrity prenuptial agreements, because there are a lot of them floating around.

Myth #1: “Prenups mean you expect to get divorced”
Reality: No, it means you're realistic about statistics. Again, 40-50% of marriages end in divorce. Planning for possibility isn't the same as planning for inevitability. You have car insurance, right? Does that mean you're planning to crash?

Myth #2: “Prenups aren't romantic”
Reality: You know what's not romantic? Bitter legal battles over money. A 2023 survey found that 50% of adults support prenups—clearly, the stigma is fading. And honestly? Having mature conversations about finances before marriage is actually pretty attractive.

Myth #3: “Only wealthy people need prenups”
Reality: Debt protection matters too. If your partner has substantial student loans or credit card debt, a prenup can shield you from that responsibility. Protection works both ways, regardless of the celebrity prenup cost.

Myth #4: “Prenups always hold up in court”
Reality: Not if they're poorly executed. This is why proper legal review matters. The best celebrity prenups typically hold up because they're drafted by experienced attorneys with proper execution—both parties have independent legal representation, everything's disclosed, nobody signs under pressure.

🎭 Celebrity Prenup Myths: BUSTED

❌ MYTH: “Prenups mean you expect divorce”
✅ REALITY:
40-50% of marriages end in divorce. Planning for possibility ≠ planning for inevitability. It's like car insurance!
❌ MYTH: “Prenups aren't romantic”
✅ REALITY:
50% of adults support prenups (2023). Having mature financial conversations is actually pretty attractive!
❌ MYTH: “Only wealthy people need prenups”
✅ REALITY:
Median net worth disparity: $250K. Debt protection matters too! If your partner has $50K in student loans, a prenup shields you.
❌ MYTH: “Prenups always hold up in court”
✅ REALITY:
Only with proper execution! Both parties need independent lawyers, full disclosure, and NO signing under pressure.

FAQ: Your Celebrity Prenup Questions Answered

Q: Do most celebrities get prenups?
A: Yes, most high-net-worth celebrities enter prenuptial agreements. While exact numbers aren't public, divorce attorneys report that the vast majority of celebrity clients have prenups. This protects their substantial assets, business interests, and intellectual property accumulated before and during marriage. When you look at celebrities with prenups who divorced, like Kim Kardashian and Kanye West, you can see how these agreements simplified what could have been years-long legal battles.

Q: What is the most outrageous celebrity prenup clause?
A: Tiger Woods and Elin Nordegren's alleged “infidelity renegotiation” stands out as one of the crazy celebrity prenups—reportedly increasing her settlement from $20 million to $100 million after his cheating scandal. However, Nicole Kidman and Keith Urban's rumored “sobriety clause” is equally notable, allegedly awarding him financial consequences if he maintained sobriety throughout the marriage. These famous celebrity prenup clauses show just how creative these agreements can get.

Q: Will Taylor Swift have a prenup with Travis Kelce?
A: Legal experts overwhelmingly predict yes. With Swift's $1.6 billion net worth and extensive intellectual property (including her $400 million music catalog), financial planners suggest she'll likely pursue one of the most sophisticated celebrity prenups in history—covering brand rights, song-writing permissions, and touring revenue. This would be a perfect example of how celebrity prenups protect intellectual property in the modern era.

Q: Do prenups always hold up in court?
A: Not always. Prenups can be challenged if they're deemed unfair, signed under duress, lack full financial disclosure, or violate state laws. The best celebrity prenups typically hold up because they're drafted by experienced attorneys with proper execution. The key is ensuring both parties have independent legal representation. This is one of the most important prenup lessons from celebrity divorces.

Q: How much does a celebrity prenup cost?
A: Celebrity prenups typically cost $15,000-$50,000+ due to complex assets and high-profile attorneys. However, when comparing the celebrity prenup cost vs regular prenup, regular couples can access similar protections through platforms like HelloPrenup for just $599—demonstrating that comprehensive prenups don't require celebrity budgets. This is how to get a prenup like celebrities without breaking the bank.


Your Celebrity-Worthy Protection Strategy

Here's the thing: after looking at all these celebrity prenup cases—the successes, the failures, the astronomical settlement numbers—the lesson isn't “be rich.” The lesson is “be smart.”

Kim and Kanye's “ironclad” famous prenup probably cost tens of thousands of dollars. But the protections it offered? You can get similar safeguards for $599 through modern platforms. Same legal framework. Same state-specific requirements. Just accessible to people who aren't on Forbes lists.

47% of millennials who are married or engaged have already figured this out. They're not waiting until they're worth millions to protect their futures. They're having the conversations now, setting clear expectations, and building marriages on foundations of financial transparency.

And you know what's really changed? It's women driving this conversation. 52% of the time, it's the woman initiating the prenup discussion. We're not waiting for our partners to bring it up. We're taking control of our financial futures and refusing to feel awkward about it.

💡 Final Reality Check: Celebrity divorces teach us that protecting your financial future isn't about distrust—it's about clarity. It's about entering marriage with open eyes, honest conversations, and clear agreements.

You don't need a $1.6 billion net worth to deserve financial protection. You don't need to be Taylor Swift to benefit from a well-crafted celebrity prenuptial agreement. You just need to recognize that love and legal planning aren't mutually exclusive—they're actually complementary. Understanding marriage and money dynamics is essential for every couple, regardless of net worth.

The celebrities who got the best celebrity prenups? They treated their prenups as business decisions, not emotional ones. They separated the romantic aspects of marriage from the financial realities. And when things didn't work out, their prenups saved them years of legal battles and millions in unnecessary costs.

So here's my question for you: if Kim Kardashian, Beyoncé, and potentially Taylor Swift all recognized the value of prenups, what's stopping you from having the conversation?

The tools are accessible. The cost is manageable. The stigma is fading. The only thing left is deciding that your financial future—whether it's $250,000 or $1.6 billion—deserves protection.

You don't need celebrity lawyers to get celebrity-level protection. HelloPrenup has democratized the prenup process with an affordable, 100% online platform. For just $599, couples receive a comprehensive prenuptial agreement tailored to their state's laws—no in-person meetings required. The platform has helped thousands of couples, with 75% of users between ages 18-39 and 52% initiated by women.

Celebrity prenups teach us that protecting your financial future isn't about distrust—it's about clarity. With HelloPrenup, you can access the same legal protections that cost celebrities thousands for just $599. Join the 15% of married couples who've chosen financial transparency and start protecting your future today.

Hang on, don't disappear so quickly. One more thing: you've got all the information, you've seen the celebrity examples, and you know the stats. Now what? The smartest celebrity couples didn't wait until there was a problem. They planned ahead. They had the hard conversations. They put protections in place.

Your turn. 🤍

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Victoria

I created this blog after watching too many friends navigate prenuptial agreements with confusion, outdated advice, and unnecessary stress. I realized there was a massive gap: couples needed clear, modern, judgment-free guidance about protecting their financial futures together.

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